Competitive 伊利诺斯州 auto insurance discounts

防盗设备折扣

You may be eligible for this 伊利诺斯州 auto insurance discount if your vehicle is equipped with an anti-theft mechanism. An anti-theft mechanism is any permanently installed passive or active anti-theft system or device, either as original equipment from the manufacturer or as after-market equipment on the vehicle, designed to inhibit the theft of the vehicle or its components.

开车安全 & 保存™折扣

开车安全 & 保存 puts you in control of your discount. 参加 开车安全 & 保存 and we'll use your driving information to calculate your discount. You'll 保存 with an initial discount just for signing up.¹ 然后，安全的司机节省更多-高达30%.²

防御性驾驶课程折扣

Your premium may be reduced for drivers who:

• 至少55岁.
• Have voluntarily completed an approved Motor 车辆 Accident Prevention Course.
• The course must have been approved by the Secretary of 状态 and a letter from the Secretary of 状态 presented to the Company acknowledging the course was successfully completed within the three years prior to the inception or renewal of the current policy term. 
• 在这三年之后, the course must be successfully repeated and evidence furnished in order to again qualify for the discount.

If you have any questions about a course being eligible, contact your 状态 Farm agent.

折扣期限及续订

The Defensive Driving Discount (DDD) will begin at the inception date (new policies) or is applied midterm as of the completion date of the course (existing policies). DDD申请期限为三年, 最后, the insured must provide evidence that the course has been successfully repeated to renew the discount.

折扣终止

DDD expires on the first renewal date following three years from the course completion date unless 状态 Farm receives evidence of recertification.

If you have questions about a course being eligible, please contact your 状态 Farm agent.

其他可能节省的开支包括:

多个线 — You may be eligible for premium savings if you are the named insured on another qualifying 状态 Farm policy, 就像房主的, 租房者”, 公寓或人寿pp王者电子官网.

多个汽车 — You may see premium savings if you insure more than one private passenger car with us.

车辆安全 — Your premium may be reduced depending on the claims record of your vehicle. Each make and model claim record for the seven prior model years is reviewed annually, 保费也会相应调整.

良好的驾驶 — Your premiums may be reduced if no drivers in your household have had any claims.

避开®安全驾驶程序 — If a driver on your policy is under age 25 and they’ve completed the 避开安全驾驶程序，你可以省钱.