How to help protect yourself from data breaches

Data breaches seem to be happening more and more often数据窃贼既针对小公司，也针对全球巨头. 数据窃贼总是在伺机而动——做好准备是个好主意. 这里有一些信息可以帮助您保护自己免受数据泄露.

What is a data breach?

数据泄露是导致数据被盗或暴露给未授权方的安全事件. Sometimes it can be unintentional. 其他时候是黑客故意窃取个人信息用于犯罪，比如 identity fraud. 数据泄露可能发生在许多地方，包括大公司和小企业, and also to individuals.

What is a data hack?

数据黑客通常指的是黑客未经授权进入计算机的故意行为, smartphones, servers or networks. It can happen to both individuals and companies. In this type of incident, malware and ransomware can be installed in systems, sensitive information may be stolen or compromised, and it may also lead to identity theft.

How hacks can happen

科技似乎提供了让我们更安全的承诺——那么什么会导致黑客攻击呢? It's a complicated issue, including:

• Multiple entry points. 个人和公司从多个地方访问数据，包括台式电脑， phones and tablets. These are all potential entry points for hackers, 这使得防范数据泄露变得更加困难.
• High volume of malicious activity. In 2022, there were over 5.5 billion malware attacks worldwide. 如此高的数量使得防范每一个新的威胁变得困难.

How to prevent a data breach

是否有数据泄露的报告, 请考虑以下建议，以确保你的资料安全:

• Create complex passwords. Use different ones for each account, and change your passwords 如果你最近接触过的公司被黑客入侵.
• Use multi-factor authentication when available. 只有在提供了两项或多项证据后，才允许访问——通常是一个密码和一个通过电话发送给用户的代码, text or email during login.
• Shop with a credit card. You may have less liability for fraudulent credit card charges，但如果你的……你可能要承担500多美元的费用 debit account is hacked.
• Watch for fraud. If you receive a notice about a data breach, call the company to confirm that it's legitimate, 使用一个你知道有效的数字，而不是一个可能列在通知上的数字.
• Guard against identity theft. According to CNET, 83% of the U.S. 2021年的数据泄露涉及敏感个人信息的暴露. If you become an identity theft victim, 联系每个信用卡公司设置欺诈警报并冻结你的账户. 然后与当地的社会保障办公室取得联系，了解下一步的步骤.
• Set up account alerts. 您可能会收到可疑购买或超过一定金额的通知. This may give you a heads-up that you've been hacked.
• Update software. 考虑定期更新手机上的软件(包括杀毒软件), tablet, router and other devices. 最新的软件版本提供安全补丁和保护，可以帮助您防止网络攻击和可能的数据泄露.

网络事件，身份恢复和欺诈损失pp王者电子官网 如果您是欺诈案件的受害者或经历风险增加的事件，State Farm®可以提供帮助, or are a victim of a covered cyberattack. This type of policy may include:

• Cyber attack coverage
• Cyber extortion coverage
• Identity restoration, including case management service
• Contingent credit monitoring
• Fraud loss coverage

如果您有兴趣了解更多关于此覆盖范围或有任何问题 homeowners or car insurance, consider contacting a State Farm agent for information.