计算 whether to buy or 租赁 a car

Enter the details of the purchase and 租赁 options to help decide if buying or leasing a car is right for you.

买车 t在这里 can be many decisions to make including: color, 安全选项, 退税,以及是否 租赁或购买. We can help you with one of those decisions — consider using our buy vs 租赁 calculator to determine whether you'd prefer to buy or 租赁 a 车辆.

买和. 租赁

购买 - What are the details of the car you would like to buy?

All fields are required. If something doesn't apply, place a 0 in the field.

租赁 - What are the details of the car you would like to 租赁?

 

结果

购买

的定金
$1000
每月供款 first 36 个月*
$10636.189210531728
以旧换新
$5000
贷款余额 36 个月
$3502.5623255996128576099925849
税后总成本 36 个月
$20138.751536131340857609992585
汽车在结束时的价值 36 个月* *
($13372.613696711132386599661392)
Net cost to purchase after 36 个月
$6766.137839420208471010331193
The average net cost to purchase a car in 36 月是美元187.94827331722801308362031092 每个月.
Net cost to purchase after 48 个月
$8087
The average net cost to purchase a car in 48 月是美元168.47110774543914080758219685 每个月.

租赁

的定金
$3000
销售税
$232.500000
每月供款 36 个月
$7200.00
Total cost to 租赁 after 36 个月
$10432.500000
The average net cost to purchase a car for 36 月是美元289.79166666666666666666666667 每个月.
*销售税$1550.000000 is included in the financing.
**The first year's depreciation is 20% on the new car and 10% on the used car.
Subsequent years were figured at 10% for both new and used.
加载的结果

计算器定义

收购价格—— The 车辆 sales price

首付款—— Money applied upfront towards the 车辆 purchase price

退税, A manufacturer’s discount (or rebate) for qualified buyers

〇价值交易 The amount the dealer pays for your trade in 车辆 and is applied to the purchase price of your new 车辆

贷款期限(月) The term for your auto loan, which is typically 24, 36, 48, 60, 72 or 84 个月

〇利率 The annual financing interest rate for your auto loan

〇销售税税率 The percentage sales tax to be charged per your zip code that is applied to the sales price

征收的销售税 full 车辆 price – Some states apply the trade in as a down payment, but the taxable sales price is still the full price of the 车辆

征收的销售税 price of the 车辆 minus the value of the trade – Some states deduct the value of the trade in from the sales price

车辆年龄(年) The age of the 车辆 you are purchasing

首付 (leasing) – Money applied upfront that can help reduce your monthly 租赁 payment

租期(月) The term for your auto 租赁, which is typically 24, 36 or 48 个月

租赁付款- The total monthly payment paid to the dealership to “rent” the 车辆

都不是州立农场® nor its agents provide tax or legal advice. This calculator is for illustrative and educational purposes only. Its accuracy and applicability to your circumstances is not guaranteed. P租赁 consult your own adviser regarding your particular circumstances.

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